Loan Consolidation is a financial solution that allows individuals or businesses to combine multiple existing loans into a single, streamlined loan facility. This helps simplify repayment by replacing various obligations with one manageable installment, often at a lower interest rate or with improved terms.

Loan consolidation is ideal for improving cash flow, reducing the complexity of managing multiple payments, and potentially lowering overall borrowing costs. It provides greater financial clarity and helps borrowers better plan their finances while working towards debt reduction.