A Loan Against Property (LAP) is a secured financing solution that enables individuals and businesses to raise funds by using their residential, commercial, or industrial property as collateral. The loan amount is determined based on the property’s value, providing access to substantial funding for a wide range of financial requirements.

 

This financing option is suitable for purposes such as business expansion, debt restructuring, education, healthcare, or other personal and professional needs. With competitive interest rates and flexible repayment terms, a loan against property offers a cost-effective way to unlock the value of your assets without the need to sell them.

A loan against property is a strategic financial tool that empowers you to meet your goals while effectively utilizing your real estate assets.

Key Advantages:

Required Document Checklist

A1 - Re-Sale
  • Draft Sale Deed / Banakhat
  • Previous Chain Documents
  • Approved Plans - All
  • NA Order
  • Rajachitthi
  • BU Permission
  • Master File
  • Society NOC
  • Margin Money Receipt
  • Margin - Bank Clearance
  • TDS Challan / 26QB
A2 - Under Constructions
  • Draft Sale Deed / Banakhat
  • Previous Chain Documents
  • Approved Plans - All
  • NA Order
  • Rajachitthi
  • BU Permission
  • Master File
  • Society NOC
  • Margin Money Receipt
  • Margin - Bank Clearance
  • TDS Challan / 26QB
A3 - Ready Property - Builder Purchase
  • Draft Sale Deed / Banakhat
  • Previous Chain Documents
  • Approved Plans - All
  • NA Order
  • Rajachitthi
  • BU Permission
  • Master File
  • Society NOC
  • Margin Money Receipt
  • Margin - Bank Clearance
  • TDS Challan / 26QB

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